Professional Certificate in Money Approach Strategy (PCMAS)

The PCMAS is a comprehensive program anchored around a 3-Course Model, delivered in three levels. The core objective is to provide you with a complete, actionable roadmap for your financial life.

PCMAS Core Curriculum

The program is based on a 3-Course Model:

Course 1: Money Approach Skills

This course builds your financial mindset foundation. You will analyze personal financial beliefs and biases, establish S.M.A.R.T. Financial Goals, and formally articulate your financial future in the Financial Vision Document (Course 1 Final Deliverable).

Course 2: Money Survival Skills

This course focuses on essential financial management and stability. Key topics include calculating Net Worth, implementing a Zero-Based Budget (ZBB), mastering Debt Optimization and Credit Strategy, and securing your future with an Emergency Fund and Financial Stability Blueprint. This course culminates in the Financial Stability & Risk Plan (Course 2 Final Deliverable).

Course 3: Money Generation Skills

The final course transitions you to growth and legacy planning. You will determine your Investment Risk Tolerance, design a diversification strategy, utilize tax-advantaged wealth vehicles in your country of residence, and integrate the previous two course deliverables to produce the comprehensive Personal Financial Strategy (PFS) Document (Course 3 Final Deliverable).

Program Enrollment Levels

The program enrollment is in three levels: Entry Level, Mid Level, and Advance Level, differentiated by duration of time you will cover and cost of each level.

Entry Level

• Duration: 9 Weeks
• Pacing: Highly compressed, requiring the completion of each of the three courses in 3 weeks.

Mid Level

• Duration: 3 Months
• Pacing: The standard, balanced pace, dedicating 1 month to complete each of the three courses.

Advance Level

• Duration: 6 Months
• Pacing: The extended, flexible pace, providing 2 months to complete each of the three courses.

Final Outcome

All students who successfully complete the program, will submit the Personal Financial Strategy (PFS) Document, which serves as their comprehensive, actionable roadmap for lifelong financial stability and growth.